[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kovohad.cz\/kdo-dostane-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.kovohad.cz\/kdo-dostane-pujcku\/","headline":"Kdo dostane p\u016fj\u010dku?","name":"Kdo dostane p\u016fj\u010dku?","description":"U\u017e d\u00e1vno jsme si my lid\u00e9 odvykli \u017e\u00edt bez pen\u011bz. A ten, kdo je dneska postr\u00e1d\u00e1, to obvykle nezvl\u00e1d\u00e1, pro toho je podobn\u00e1 situace krajn\u011b nep\u0159\u00edjemn\u00e1. Ur\u010dit\u011b v\u00edte, o \u010dem mluv\u00edm, proto\u017ee by ur\u010dit\u011b ani v\u00e1m nebylo po chuti, kdybyste m\u011bli n\u011bkdy z\u016fstat finan\u010dn\u011b nezaopat\u0159en\u00ed, kdybyste n\u011bkdy m\u011bli za n\u011bco utr\u00e1cet, ale nem\u011bli byste na […]","datePublished":"2022-05-30","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.kovohad.cz\/author\/#Person","name":"","url":"https:\/\/www.kovohad.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kovohad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kovohad.cz\/wp-content\/uploads\/drobn%C3%A9%20mince_10_10_6.jpg","url":"https:\/\/www.kovohad.cz\/wp-content\/uploads\/drobn%C3%A9%20mince_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.kovohad.cz\/kdo-dostane-pujcku\/","about":["Finance"],"wordCount":461,"articleBody":"   U\u017e d\u00e1vno jsme si my lid\u00e9 odvykli \u017e\u00edt bez pen\u011bz. A ten, kdo je dneska postr\u00e1d\u00e1, to obvykle nezvl\u00e1d\u00e1, pro toho je podobn\u00e1 situace krajn\u011b nep\u0159\u00edjemn\u00e1. Ur\u010dit\u011b v\u00edte, o \u010dem mluv\u00edm, proto\u017ee by ur\u010dit\u011b ani v\u00e1m nebylo po chuti, kdybyste m\u011bli n\u011bkdy z\u016fstat finan\u010dn\u011b nezaopat\u0159en\u00ed, kdybyste n\u011bkdy m\u011bli za n\u011bco utr\u00e1cet, ale nem\u011bli byste na to.Ka\u017ed\u00fd z na\u0161ich sou\u010dasn\u00edk\u016f zkr\u00e1tka pot\u0159ebuje m\u00edt pen\u00edze. Tyto jsou n\u00e1m pot\u0159eba stejn\u011b jako vzduch. A tak si je vyd\u011bl\u00e1v\u00e1me, pokud je to aspo\u0148 trochu mo\u017en\u00e9. A kdy\u017e to mo\u017en\u00e9 nen\u00ed? Potom se je klidn\u011b i docela zoufale sna\u017e\u00edme sehnat i n\u011bkde jinde n\u011bjak\u00fdm jin\u00fdm zp\u016fsobem. T\u0159eba i tak, \u017ee si je v t\u011b\u017ek\u00e9 chv\u00edli od n\u011bkoho p\u016fj\u010d\u00edme.Co\u017e o to, p\u016fj\u010den\u00ed si nemus\u00ed b\u00fdt v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b \u0161patn\u00e1 volba. Jen\u017ee takov\u00fd \u017eivot na \u00fakor na\u0161\u00ed budoucnosti m\u00e1 i sv\u00e9 stinn\u00e9 str\u00e1nky. Jednak nen\u00ed zadarmo a stoj\u00ed n\u00e1s ur\u010dit\u00e9 \u00faroky a poplatky, a jednak ho m\u016f\u017eeme v\u00e9st jedin\u011b tehdy, kdy\u017e se najde n\u011bkdo, kdo by n\u00e1m ony pot\u0159ebn\u00e9 pen\u00edze p\u016fj\u010dil. A nemyslete si, \u017ee je hled\u00e1n\u00ed finan\u010dn\u00edho \u00fastavu, kter\u00fd by n\u00e1m poskytl p\u016fj\u010dku, n\u011bco jednoduch\u00e9ho. Banky a jim podobn\u00e9 finan\u010dn\u00ed \u00fastavy u n\u00e1s sice m\u00e1me v hojn\u00e9m po\u010dtu, jen\u017ee v t\u011bchto se pen\u00edze obvykle p\u016fj\u010duj\u00ed jenom tomu, kdo se dok\u00e1\u017ee dostate\u010dn\u011b zaru\u010dit za jejich vr\u00e1cen\u00ed. A to rozhodn\u011b neznamen\u00e1, \u017ee by n\u011bkdo jenom \u0159ekl, \u017ee slibuje, \u017ee to p\u016fj\u010den\u00e9 ur\u010dit\u011b vr\u00e1t\u00ed. Tady je to t\u0159eba i skute\u010dn\u011b dob\u0159e dolo\u017eit.U b\u011b\u017en\u00fdch p\u016fj\u010dek se tak vcelku \u010dasto setk\u00e1v\u00e1me s pot\u0159ebou dolo\u017eit vysok\u00e9 p\u0159\u00edjmy a m\u00edt registry dlu\u017en\u00edk\u016f bez ne\u017e\u00e1douc\u00edch z\u00e1znam\u016f. A kdy\u017e se \u010dlov\u011bk n\u011b\u010d\u00edm podobn\u00fdm nem\u016f\u017ee pochlubit, neusp\u011bje. A proto je tak dob\u0159e, \u017ee existuj\u00ed i nebankovn\u00ed hypot\u00e9ky, u nich\u017e zrovna na tomto moc nez\u00e1le\u017e\u00ed. Tady se sice tak\u00e9 zaru\u010duje spl\u00e1cen\u00ed, to ale z\u00e1stavou nemovit\u00e9ho majetku. Co\u017e nab\u00edz\u00ed ide\u00e1ln\u00ed podm\u00ednky p\u016fj\u010den\u00ed si ka\u017ed\u00e9mu, kdo aspo\u0148 n\u011bjakou nemovitost (a aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem, ze kter\u00e9ho by se spl\u00e1celo) m\u00e1. A n\u011bkdo takov\u00fd se nemus\u00ed b\u00e1t finan\u010dn\u00ed nouze.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo dostane p\u016fj\u010dku?","item":"https:\/\/www.kovohad.cz\/kdo-dostane-pujcku\/#breadcrumbitem"}]}]